Health & Dental Insurance

It is important that international students obtain health insurance for the duration of their stay in Canada. Eligible students will automatically be enrolled in the mandatory Students’ Association’s Health and Dental Plan. Students who have other coverage may choose to opt-out of the coverage provided. Additional support is provided to those who are ineligible for the Students’ Association’s Health and Dental Plan.

The Health and Dental Plan was approved by student referendum. As a result, participation in the plan is now required for students enrolled at NorQuest College, through their membership in the Students’ Association.

The Plan provides protection and security for eligible students, minimizing the effects of injury or ailments. The cost of the Plan is included in institutional fees as long as the student meets all of the eligibility enrolment criteria outlined below:

  • eligible full-time students
  • band-sponsored, or self-funded students (including students receiving student loans)
  • taking programs at NorQuest College's Edmonton downtown and regional campuses
  • have paid Students' Association fees
  • registered in an eligible program
  • residing in Canada
  • under the age of 70

Students starting in May will not be eligible for the Health and Dental Plan. If students starting in May enrol in the fall term, they will be assessed fees at that time.

If you are unsure about whether or not you are eligible for the Student Health and Dental Plan, please contact the SANQC Student Benefits Plan Office prior to any applicable deadlines. 
 
Students who have other coverage may choose to opt-out of the coverage provided.

Health and Dental Plan Fees

Coverage term

Cost**

Cost per plan (health plan and dental plan)

Insurance coverage from

Full year health and dental

$326

$163

Start date of Fall term to August 31

8 month health and dental*

$218

$109

Start date of Winter term to August 31

* Available to students starting full-time studies in the winter term.
** Costs are payable along with tuition and fees at the start of term.

Adding Family Members to Health and Dental Plans

Students wanting to add on family members can do so by paying additional fees directly to the Students’ Association.
 
The student understands that in order to receive coverage for an eligible spouse or dependent, the appropriate fee must be paid. The student agrees to pay the appropriate fees for the coverage requested prior to the applicable deadline.

Opting-out

Each plan has an annual premium; therefore, opting out of either the health plan or dental plan must be done prior to the specified deadline and must be accompanied by proof of existing insurance.
 
If a student wishes to decline the Student Health and/or Dental Plan(s) coverage, comparable health and/or dental coverage must be presently provided for the student under another insurance plan. The student understands that he or she would have been able to claim under this existing insurance as well as under the Student Health and/or Dental Plan(s), thereby increasing coverage.

Opt-out Deadline

The opt-out deadlines are established by the Students’ Association. You will not be able to opt-out of coverage at any other point during the school year.
 
The deadline to opt-out of the health and dental plans is on the last day for payment of term fees. See the Academic Schedule for exact dates.

Students can opt-out online at www.mystudentplan.ca.
 
For example: if your program starts in September, you must opt-out prior to the end of the fall deadline. The same rule applies for opting-in. NO EXCEPTIONS will be made if the deadline is missed. It is the student’s responsibility to pay the plan fees, should they miss the applicable opt-out deadline.

Students Not Eligible for the Health and Dental Plans

  • Part-time students, grant-funded students, and auditing students are not eligible to participate in the health and dental plans.
  • The health and dental plan is not offered to students who begin studies in the spring term; however, students will automatically be enrolled in the plan for the fall term if they have paid Students' Association fees and are enrolled in an eligible program. 

 

Student Benefit
Plan Office

Phone
780.644.6254

Click to send an Email

 

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